Suspensions & Reinstatements

Insurance-Related Suspensions

Security Suspension

A security suspension results when an uninsured driver causes a crash with more than $400 in property damage and/or a personal injury claim as indicated on a Crash Report (form BMV 3303).

Reinstatement Requirements

  • Serve up to a two-year suspension
  • Submit a payment agreement or release signed by all parties for the damages
  • File a deposit for the damages with the Ohio Bureau of Motor Vehicles (BMV) or provide a petition for discharge in bankruptcy with a schedule of creditors listing the accident claim

If there is a default on the payment agreement, no further agreements will be accepted. Only a full release or a deposit for the remaining balance can be submitted.

Ohio Revised Code: 4509.11 through 4509.291

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