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Traffic Crashes

Most Frequently Asked Questions (FAQ)


Q1:

I was involved in a traffic accident that was not my fault and it is now listed on my drivers license as an “at fault accident”.

A1:

The Ohio Revised Code, #4509.05, states that all traffic accidents must be listed on a driving record.  However, it does not state “at fault” on the driving record.  About the only way to determine if a person is at fault is to also view the convictions, i.e., failure to yield, assured clear distance, etc. that is the same date as the traffic crash, generally that person was at fault as they were cited.


Q2:

I was involved in a one car accident with only damage to my vehicle.  Although a police report was filed I didn’t turn in a claim to my insurance company.  Why is the accident showing up on my driving record?

A2:

Ohio Revised Code, #4509.05, states that all traffic accidents must be listed on your driving record.  Filing or not filing a claim with your insurance company makes no difference. 


Q3:

My insurance company is telling me that I have “points” on my driver license because of an accident I was involved in.

A3:

The State of Ohio does not assess “points” on driving records simply because you were involved in a traffic accident.  The only way the state will place points on your driver license is when you receive a traffic citation and are convicted of that violation.


Q4:

I was driving down the road when the engine compartment of my vehicle caught fire.  Why is this incident now listed on my driving record as an accident?

A4:

A fire involving a vehicle in transport (vehicle in motion on the roadway) by definition is classified as a motor vehicle accident.


Q5:

I struck a vehicle in the rear that was stopped at a traffic signal.  A few moments later a third vehicle struck my vehicle in the rear.  Why is the state listing it on my driving record as two separate traffic crashes?

A5:

When the investigating officer determines that time had elapsed between the time you struck the stopped vehicle and the third vehicle struck you, the crash scene had stabilized so it must be classified as two separate crashes.


Q6:

An error was made on an accident report listing me as the driver in the accident.  Due to the error the accident is showing up on my driving record and is affecting my insurance rates.  How do I get this corrected?

A6:

If the error was made by the investigating police agency you will need to contact them.  The investigating police agency will need to file a crash report supplement (correction or modification to the original crash report).  Once we receive the supplement we can then make the correction to your driving record.


Q7:

I was involved in a traffic accident.  Can you provide me with a copy of the report?

A7:

The Ohio Department of Public Safety provides traffic crash statistical data, not the actual crash reports.  To obtain a copy of the actual traffic crash report, contact the investigating police agency.

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