Driver License & ID Card

Mandatory Insurance

Mandatory Insurance

In Ohio, it is illegal to drive any motor vehicle without insurance, and it is illegal for a vehicle owner to allow anyone else to drive his or her motor vehicle without insurance.

  • Proof of insurance must be presented at traffic stops, accident scenes and vehicle inspections.
  • Minimum insurance requirements are $25,000 for injury/death of one person, $50,000 for injury/death of two or more people, and $25,000 for property damage in an accident.

Ohio Revised Code: 4507.212, 4509.101

Ohio Administrative Code: 4501:1-2

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